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Bankruptcy Lawyers

Top law firm Accra, Ghana

High quality law and legal firm in Accra, Ghana? Our company secretarial offering is to ensure our clients are compliant with regulatory and legal requirements under the Companies Act and ensure compliance with all other industry specific regulatory bodies. We are able to assist in the incorporation of businesses with the Registrar General’s Department and registration with other relevant bodies such as the Ghana Investment Promotion Centre (GIPC), Ghana Revenue Authority (GRA), Social Security and National Insurance Trust (SSNIT), Data Protection Commission, Environmental Protection Agency (EPA), Ghana Free Zones Authority (GFZA), Food & Drugs Authority (FDA), Ghana Standards Authority(GSA)and Ghana Stock Exchange (GSE) amongst others.

We offer a range of ICT-related legal advisory services to companies including the technology industry, ranging from advice on ICT, outsourcing, licensing, internet, e-commerce, software, hardware, IP and data protection issues. The scope of our offering also includes advising on content development, technology transfer, online contracting within the traditional B2B and B2C joint ventures and transactions, high techs to start-ups. Our purpose is to enable people and organisations navigate their way through the mazy world of the convergence between technology and law, and to clear the haze that clouds over the global and national legal landscape in ICT. Ultimately, the CQ business model is not complicated – we simply provide excellent services, within a set time-frame in a cost-effective manner.

CQ Legal has experience in handling the financial aspects of transactions across a broad range of sectors including real estate, financial services, power, energy, media, technology, creative industries, retail and hospitality, to name a few. We have acted for securities brokerage firms, local and foreign financial institutions, banks, private equity, hedge funds and borrowers in all types of domestic and international finance transactions including, bilateral, general syndicated loan facilities, equipment leasing and factoring, electronic banking and highly structured transactions as well as over- the counter and exchange- traded derivative products. Read extra details on Ghana Law Firm.

We work closely with government regulators so we understand how they interpret rules and regulations and apply them to contractors. Our combination of substantive legal knowledge and practical experience allows us to mitigate risk and resolve disputes and allegations favourably. We represent construction and manufacturing contractors, information technology and telecommunication providers; pharmaceutical and medical supplies companies; energy and environmental contractors; and universities, medical centers, and other sundry businesses. From development and bidding on Government contracts, to financing, performance disputes and contract administration, CQ Legal ensures that your company is always treated fairly by the Government and its agencies.

We can provide expert advice to a broad range of creditors, companies and individuals in difficult financial situations to help them work out a practical solution, including the potential restructuring and recovery options that are available. We combine our restructuring and insolvency expertise with a strong understanding of a broad range of sectors such as technology, communications, e-commerce, financial services, real estate, media, sport, aviation and energy. Discover more info on https://www.cqlegal.net/.

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Bankruptcy Lawyers

Child support attorney in Texas

Custody attorney in San Antonio? Don’t be surprised if the insurance company offers you a settlement shortly after your injury accident. Typically, this means they know you have a viable claim. They might offer you a small settlement, hoping you will take a quick payout, even though the value of your claim could be significantly higher. Once you accept that settlement, you will give up your rights to recover any further compensation.

Be certain to provide your attorney with the names and addresses of all doctors who have treated you in the past. Insurance companies will try to obtain all of your past medical records in an attempt to prove that your injuries existed before the accident, thereby reducing the potential value of your pain and suffering damage claim. Insurance companies keep records of all claims ever made and share that information with each other through their Comprehensive Loss Underwriting Exchange Database. Once the insurance company has your identifying information, i.e. your name, date of birth and SSN number, the insurance company is certain to find virtually any claims you have ever made in any state.

Estorga Johnson Law Firm, PLLC is a general litigation practice. We work diligently with our clients to educate them on the entire process, from initial filings to potential outcomes. The goal is to make sure all questions are answered to ensure clients are fully prepared to meet any challenges that may arise. Having access to experienced and dedicated representation in a legal proceeding can make the difference between a positive or negative outcome that could greatly impact your life. Discover more info on Texas Divorce.

Cases involving child protective services are serious and should not be taken lightly. Allegations of abuse and neglect can stem from a number of sources which include disgruntled ex-spouses, relatives, professionals or anonymous individuals. I work diligently on behalf of clients to fight false allegations, providing steps to prepare an adequate defense.

It is standard practice for insurance adjusters to begin negotiations by first offering a very low settlement amount — or, sometimes, denying liability altogether. With this tactic, the adjuster is trying to find out whether you understand what your claim is worth and to see if you are so impatient to get some money that you will take any amount. When a first offer is made, your response should depend on whether it is a reasonable offer but too low or whether it is so low that it is just a tactic to see if you know what you are doing. If the offer is reasonable, you can immediately make a counteroffer that is a little bit lower than your demand letter amount. That shows the adjuster that you, too, are being reasonable and are willing to compromise. A little more bargaining should quickly get you to a final settlement amount you both think is fair. In these negotiations, don’t bother to go over all the facts again. Just emphasize the strongest points in your favor — for example, that the insured was completely at fault.

Divorce proceedings can be stressful and complex. Estorga Johnson Law Firm, PLLC works to educate clients and help them through this complicated process. It is important that clients understand the process so they can assist in their case. Our firm handles divorce matters in San Antonio/Bexar County, Seguin/Guadalupe County, Kerrville/ Kerr County, Bandera/Bandera County, New Braunfels/Comal County, and Boerne/Kendall County. See more info at https://www.estorgalaw.com/.

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Bankruptcy Lawyers

Chapter 7 advices from bankruptcy lawyer Houston, TX

Chapter 7 advices by Dove law firm Houston, Texas: Abstract of Judgment – While a judgment creditor cannot force you to sell your homestead, they can file an abstract of judgment in the real property records of your county. The filing of an abstract of judgment may prevent you from selling your home or re-financing your home. Credit Score – A judgment is a public record and will be pulled into your credit report and may damage your credit score. Even if you resolve the underlying debt, you may not be able to get the judgment removed from your credit report.

Reinvested dividends: This isn’t really a tax deduction, but it is a subtraction that can save you a lot of money. And it’s one that many taxpayers miss. If, like most investors, you have mutual fund dividends automatically invested in extra shares, remember that each reinvestment increases your “tax basis” in the stock or mutual fund. That, in turn, reduces the amount of taxable capital gain (or increases the tax-saving loss) when you sell your shares. Forgetting to include the reinvested dividends in your cost basis—which you subtract from the proceeds of sale to determine your gain—means overpaying your taxes. TurboTax Premier and Home & Business tax preparation solutions include a very cool tool—Cost Basis Lookup—that will figure your basis for you and make sure you get credit for every dime of reinvested dividends.

The list of property you don’t have to sell or turn over to creditors (exempt property), and the total value that you can exempt, varies by state. Some states let you choose between their exemption list and the federal exemptions. But most Chapter 7 bankruptcy cases are “no asset” cases, meaning all of the person’s property is either exempt or there’s a valid lien against the property. At the end of the process, approximately four to six months from your initial filing, the court will discharge your remaining debts (meaning you don’t need to pay them anymore). However, some types of debts generally aren’t dischargeable through bankruptcy, including child support, alimony, court fees, some tax debts and most student loans. Find even more info on https://dovebankruptcylaw.com/chapter-7-bankruptcy-personal/.

If you have questions about how a Chapter 7 bankruptcy or a Chapter 13 bankruptcy in Houston (or the surrounding areas) may be able to help you or your business, please call today to schedule a free consultation. Even if bankruptcy is not right for you and your situation, I may be able to help you through the process of debt settlement, if needed. My job as a lawyer is to educate you about all of your options when seeking a financial fresh start so that you can make an informed decision that is right for you.

Bunch Your Charitable Contributions: In 2019, married couples filing jointly have a standard deduction of $24,400. For single taxpayers, the standard deduction is $12,200. The Tax Cuts and Jobs Act of 2017, which nearly doubled the standard deduction, also eliminated miscellaneous deductions, capped state and local tax deductions at $10,000 and limited mortgage interest deductions to loans of up to $750,000. These changes can make it difficult to itemize deductions unless someone has significant charitable donations. Powell suggests people bunch two years of contributions into a single year, which would allow them to claim an itemized deduction every other year. For those with the financial means, setting up a donor-advised fund may be ideal. “You get the deduction in the year you move the money (into the fund),” Powell says. However, charitable gifts from the fund can be spread out over time.

Chapter 13 petitioners must stipulate that they haven’t had a bankruptcy petition dismissed in the 180 days before filing due to their unwillingness to appear in court. Also, anyone seeking bankruptcy protection, must undergo credit counseling from an approved agency within 180 days of filing a petition. Shortly after filing, the debtor also must propose a repayment plan. A bankruptcy judge or administrator will hold a hearing to determine whether the plan meets the requirements of the bankruptcy code and is fair. Creditors may raise objections to the plan, but the court has the final say.

I believe that customer service should be the number one priority in any business, but it is especially important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues. Discover additional information at here.

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Bankruptcy Lawyers

Bankruptcy attorney Houston, Texas

Dove law firm Houston, TX: A Chapter 13 bankruptcy allows you to keep your stuff and get on a more affordable repayment plan with your creditors. You’ll need to have enough income to afford the payments and be below the maximum total debt limits (currently nearly $400,000 for unsecured debts and $1 million-plus for secured debts). A court will approve the Chapter 13 repayment plan, which usually lasts three to five years, and your trustee will collect your payments and disburse them to your creditors. Once you finish the plan, the remainder of the unsecured debts is discharged.

Student loan interest paid by you or someone else: In the past, if parents or someone else paid back a student loan incurred by a student, no one got a tax break. To get a deduction, the law said that you had to be both liable for the debt and actually pay it yourself. But now there’s an exception. You may know that you might be eligible to take a deduction but even if someone else pays back the loan, the IRS treats it as though they gave you the money, and you then paid the debt. So, a student who’s not claimed as a dependent can qualify to deduct up to $2,500 of student loan interest paid by you or by someone else. See extra details at Bankruptcy attorney Houston TX.

Pick Up Capital Gains if You’re in a Low Tax Bracket: The end of the year is also a good time for some people to sell stocks that have appreciated significantly in value. This can be a particularly good strategy for those who are in the 10% and 12% tax brackets since their capital gains tax may be zero. The stocks can then be repurchased, which resets the basis and minimizes the amount of tax to be paid on future gains. Even if you’re not in the lowest tax brackets, you may want to sell winning stocks to reset the basis if you’re also harvesting losses. “What you want to do is balance (gains) with stocks that have losses,” Barlin says.

Who Should File Chapter 13 Bankruptcy? Many people think of bankruptcy court as the final stop on a path to financial ruin, the only option left when repaying debts seems impossible. But there’s hope even in bankruptcy, and Chapter 13 of the federal bankruptcy code offers the closest thing to a soft landing. Sometimes called the Wage Earner’s Bankruptcy, Chapter 13 allows those with enough income to repay all or part of their debts an alternative to liquidation. It’s bankruptcy for those whose biggest problem is dealing with creditors’ demands for immediate payment, not lack of income.