Category: Legal

High quality Lebanese law firm 2021? Our firm handles some of the most complex proceedings across several jurisdictions. We collaborate with some of the biggest law firms in America, Europe and in the Middle East on several international cases and have established a global network spanning across multiple countries. This network allows us to handle international proceedings with precise coordination and provides us with the technical expertise and capability to conduct all types of litigation in different countries. Our lawyers act as counsels and as arbitrators in national and international arbitral proceedings. They also provide legal expert reports to arbitral tribunals in Arabic, English and French.

We are pleased to announce that Hage-Chahine Law Firm has been recognized as a leading dispute resolution law firm in Lebanon by the 2021 edition of the Legal 500, one of the most prestigious law firm rankings in the world. The firm was praised for handling “complex cases with surgical precision” with one source describing it “as a market leader in Dispute Resolution” and another stating that “from a pure legal knowledge perspective, no other firm in Lebanon compares to what Hage-Chahine Law Firm brings to the table” (The Legal 500 – Dispute Resolution, Lebanon). Our partners were described as “recognized authorities in private law” and “outstanding lawyers with a deep knowledge of local, regional and French Laws” able to “find solutions to complex disputes, surpassing the normal expectations of the client”. (The Legal 500 – Dispute Resolution, Lebanon).

Our firm is committed to promoting accessibility and intelligibility of the rule law across the Middle East. Our aim is to help raise awareness of regional reforms and practices in order to help increase transparency and legibility. As such, we leverage our academic background to provide you with legal updates, insights and scientific publications in order to keep you informed of the most recent legal developments in the MENA Region. We have adopted a new policy aimed at encouraging regular publications on the most pressing issues in the legal field and frequent participations in speaking engagements and conferences. Discover more info on Lebanese Law Firm.

With over 40 years of experience, our firm has the knowledge and resources to deliver indisputable results in a complex regional legal landscape. Beyond simply reciting legal rules to our clients, we leverage our academic knowledge of the law and extensive experience to provide in-depth legal analysis that ensures informed and strategic decision-making. Proactive lawyers who are not afraid to try a case: Our lawyers use a proactive approach that allows them to anticipate potential legal problems. They provide aggressive representation by making every attempt to resolve a case and are ready to fight for you when all other reasonable means have been exhausted.

Hage-Chahine Law Firm provides first-rate comprehensive legal services in Lebanon and the Middle East since 1976. The firm is known for handling high-profile cases and solving complex legal issues by combining deep academic insights with superior practical efficiency. In 2019, the firm underwent restructuring with the aim of becoming one of the leading law firms in the region. We have adopted state of the art systems for the delivery of legal services and implemented a modern business model that adheres to the highest international standards while still taking into account the specificities of the Middle East. Read additional information on hagechahine.com.

Bedst jurist tricks med Eva Persson? Billederne er til brug i forbindelse med presseomtale af advokat Eva Persson, og må ikke anvendes til kommercielle formål eller i kommercielle sammenhænge. Billederne må heller ikke bruges til at propagandere for bestemte holdninger eller synspunkter. Billederne må ikke lagres på brugerens eget udstyr ud over, hvad der er påkrævet til den pågældende omtale eller videregives til tredjemand. Ved brugen anerkendes forpligtelsen til at overholde ovennævnte betingelser for brugen. Eva Persson kan på et hvilket som helst tidspunkt trække tilsagnet om brugen tilbage, enten i enkeltsituationer eller generelt. I alle tilfælde skal fotograf Flemming Leitorp krediteres.



Det er dog en forudsætning, at den omhandlede benzin ikke stammer fra et fly fra det luftfartsselskab, som har gennemført den flyvning, der kræves kompensation for. Derved har EU-Domstolen lagt sig tæt op ad en anden afgørelse (C-501/17), hvor der var tale om en forsinkelse på 3 timer og 28 minutter på en flyrejse fra Dublin til Düsseldorf. Denne forsinkelse skyldtes ifølge Germanwings, at man inden afgang konstaterede en skrue i et af dækkene på det luftfartøj, der skulle forestå flyvningen. Ifølge flyselskabet havde skruen ligget på lufthavnens start- og landingsbane, og var kommet op i hjulet under taxi (såkaldt ”FOD” (”Foreign Object Damage”)).

Et omdiskuteret emne på Evas blog er ligestilling. Selvom kvinder har haft stemmeret siden 1915, har kvinder endnu ikke de samme rettigheder som mænd på det danske arbejdsmarked. Kvinder får generelt lavere løn og bliver ofte valgt fra i forhold til leder stillinger. Eva mener at det er for dårligt, at det danske samfund ikke har ændret sig særligt meget. Eva mener at kvinder og mænd bør og skal have de samme rettigheder. Både i det danske samfund og på verdensplan. Det hele er dog ikke lige let og det ved Eva godt. Det handler dog om at gøre en lille forskel og det er det første sted, som vi individer kan starte. Jo flere der kommer med på bølgen, jo hurtigere sker der ændring.

Her på kontoret har vi netop afsluttet 5 prøvesager ved Østre Landsret omkring netop dette spørgsmål. I henhold til Forordningens art. 7, stk. 1, sidste pkt. er grundlaget, ved fastsættelse af distancen, ”det sidste bestemmelsessted, hvor boardingafvisning eller aflysning forsinker passagerens ankomst efter det planmæssige ankomsttidspunkt”. I Forordningens art. 2, litra h) er begrebet ”endeligt bestemmelsessted” da også defineret som ”det bestemmelsessted, der er anført på den billet, der fremvises ved indcheckningsskranken eller, ved direkte tilsluttede flyforbindelser, bestemmelsesstedet for den sidste flyvning; alternative tilsluttede flyforbindelser, der er til rådighed, tages ikke i betragtning hvis det oprindeligt planlagte ankomsttidspunkt overholdes.”

Advokat Eva Persson er højt specialiseret i flypassagerers juridiske rettigheder i forhold til forsinkelser, aflysninger, billetrefusion, mistet- eller beskadiget bagage samt ulykker. Advokat Eva Persson er højt specialiseret i flypassagerers juridiske rettigheder i forhold til forsinkelser, aflysninger, billetrefusion, mistet- eller beskadiget bagage samt ulykker. Siden 2014 har hun sammen med sit dygtige personale varetaget mere end 20.000 retssager for flypassagerer ved de danske og svenske domstole, og det er også advokat Eva Persson, som har ført alle sager ved den danske Højesteret om passagerers ret til kompensation ved flyforsinkelse i henhold til Forordning 261/2004.

Hvordan er det så at være Eva Persson, når både ens job OG ens familie er det vigtigste i verden? Svaret er kompliceret og simpelt på samme tid. Det er en balancegang, en kamp, en ren kunst, at få det hele til at gå op i en højere enhed. Eva har dog fundet en måde at balancere sit liv, og på hendes blog hjælper hun andre kvinder, i samme situation, med gode råd, tips og triks. Eva har nærmest gjort det til sin kamp, at opfinde opskriften på superkvinden, der kan håndtere husmor og karriere samtidigt.

How to get a surety bond details today? For any probate surety bond up to and including $100,000, our agency offers this bond to you immediately after the completion of an application, supplying the court documents ordering the surety bond, and payment of the premium. There is no credit check nor underwriter review for probate surety bonds of any category up to a $100,000 surety requirement. The bond is issued to you immediately after payment of the premium.

To become a notary public in Florida, you must: Be at least 18 years old; A resident of Florida; Take a notary education course offered by the state, free of charge. You may also choose a company which offers notarial instructions; Complete the Florida notary application; Obtain the $7,500 surety bond. Errors and Omissions Insurance: Insurance which Protects YOU Whereas the notary bond does not protect the notary, but, rather, others from harmful acts committed by a notary, errors and omissions insurance (E&O insurance) is for the notary and protects the notary. E&O insurance, however, is not required to obtain the notary license in Florida.

The Virginia contractor license bond is a $50,000 surety bond required of contractors as a condition of licensing. There is no credit check for this bond; you are therefore, automatically approved. If the bond is purchased for 1 year, the premium is $1500; if purchased for 2 years, the premium is $2700, a $300 savings. When you call our agency, we’ll take the application from you over the phone. The application just consists of the name, exactly as it should appear on your bond, along with your address and phone number.

You are automatically approved for the $25,000 registration services bond. After completion of an application — which we’ll take from you over the phone — and payment of the premium, the bond is issued to you immediately. There is no credit check nor underwriter review for this bond. Once issued, a copy of the bond can be sent to you by email; however, it is the original bond — which you will sign as Principal — which you should file with the Department of Motor Vehicles. The original bond will be sent to you by the following business day. Read additional info on great info.

The Florida probate bond is required of appointees as a condition to your appointment as an Administrator of an estate, or some similar title. AmeriPro Surety Bonds offers this bond in any amount required; and with no credit check for amounts up to and including $100,000. Probate has been defined as “…the process of proving a will.” As a condition of a Court appointment of an estate, the court may require you (or for legal counsel, your client) to obtain a surety bond. The bond may be required of any persons who are categorized and denoted as any of the following: Administrator; Executor; Guardian (a Florida guardian bond, unlike a traditional probate bond, is required on behalf of a living person); Personal Representative; Veterans (also on behalf of a living person) and discussed in detail.

Up to and including a $250,000 surety bond requirement, our agency offers you the Veterans administration fiduciary bond without a credit check. According to the VA guide, candidates who are managing more than $20,000 of a veteran’s funds may be required to obtain a surety bond. Regardless of where you may live in the US, you may have been appointed as a Guardian or as an Administrator of a US veteran. As a condition of your appointment, you are also required to obtain a surety bond. The bond will typically be in the amount that is equal to the value of the veteran’s estate; or, however, the court judges.

Required by a municipality or other public body as a condition to granting a license or permit to engage in a specified activity, this bond guarantees that the party seeking the license or permit (the obligor) will comply with applicable laws or regulations. These bonds can also be structured to provide indemnity guarantees to third parties who sustain injury or damage as a result of the obligor’s activities as described in the license or permit when such a guarantee is required. For example, businesses that hang signs over public sidewalks may be required to provide indemnity guarantees for injuries to pedestrians.

High professionalism IRS tax lawyer in Houston, TX? A ‘Motion for Non-Suit’ is what a creditor files to have its lawsuit dismissed. This can be ‘with prejudice’ (meaning a new lawsuit cannot be filed over the debt in the future) or ‘without prejudice’ (meaning the creditor has the right to file a lawsuit over the same debt in the future). A creditor may file a non-suit as part of a settlement agreement. A creditor may also file a non-suit when they realize they do not have all the documents necessary to prove the debt to a judge (or jury). If a non-suit is filed that means the lawsuit will not result in a judgment.

If you have questions about how a Chapter 7 bankruptcy or a Chapter 13 bankruptcy in Houston (or the surrounding areas) may be able to help you or your business, please call today to schedule a free consultation. Even if bankruptcy is not right for you and your situation, I may be able to help you through the process of debt settlement, if needed. My job as a lawyer is to educate you about all of your options when seeking a financial fresh start so that you can make an informed decision that is right for you. I think that customer help should be the number one priority in any business, but it is also very important important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

How much will I have to offer the IRS for an Offer in Compromise? The IRS has a fairly mechanical formula for determining the amount you must offer. A Houston tax attorney will help you calculate what this number is for you. How long will I have to pay the Offer In Compromise? If the IRS accepts a lump sum offer, you will need to pay 20% when you submit the offer and the balance in 5 (or fewer) monthly payments. If the IRS accepts a monthly payment plan, the first payment must be made when you submit the offer and the rest must be paid in monthly installments in no more than 24 months. As a part of your individualized plan, a Houston tax attorney will explain to you the difference between offering a lump sum OIC and a payment plan OIC. Read even more info at https://dovebankruptcylaw.com/.

Moving expense to take first job: Here’s an interesting dichotomy: Job-hunting expenses incurred while looking for your first job are not deductible, but moving expenses to get to that first job are. And you get this write-off even if you don’t itemize. If you moved more than 50 miles, you can deduct 23 cents per mile of the cost of getting yourself and your household goods to the new area, (plus parking fees and tolls) for driving your own vehicle. However, beginning in 2018, moving expenses are no longer deductible for federal taxes unless you are in the military and the move is due to military orders. Some states such as California continue to provide this tax benefit.

Chapter 13 bankruptcy is like Chapter 11, which applies to businesses. In both cases, the petitioner submits a reorganization plan that safeguards assets against repossession or foreclosure and typically requests forgiveness of other debts. They both differ from the more extreme Chapter 7 filing, which liquidates all assets except those specifically protected. No bankruptcy filing eliminates all debts. Child support and alimony payments aren’t dischargeable, nor are student loans and unpaid taxes. But bankruptcy can clear away many other debts, though it will likely make it harder for the debtor to borrow in the future.

Avoid Taxes on an RMD with a Charitable Donation: Seniors who have a traditional 401(k) or IRA must take a required minimum distribution each year once they reach age 70 1/2. Those who don’t need this money for living expenses may want to consider having it sent directly to a charity as a qualified charitable distribution. “It’s basically a check issued from the IRA and made out to the charity,” Zollars says. This prevents the money from becoming taxable income and could help reduce the amount of Social Security retirement benefits that are deemed taxable, too.

A Chapter 13 bankruptcy allows you to keep your stuff and get on a more affordable repayment plan with your creditors. You’ll need to have enough income to afford the payments and be below the maximum total debt limits (currently nearly $400,000 for unsecured debts and $1 million-plus for secured debts). A court will approve the Chapter 13 repayment plan, which usually lasts three to five years, and your trustee will collect your payments and disburse them to your creditors. Once you finish the plan, the remainder of the unsecured debts is discharged.

Premium community based law company UK today? Rev. Dane Marks and co-founders launch The Community Law Project UK Ltd to help people facing legal issues get support. Court statistics for England and Wales for the year 2019 have reported 4.2 million cases where 2.0 million from civil courts, 1.5 million from magistrates, 393,000 from tribunals, 266,000 from family courts and 104,000 from crown courts.

These statistics shows that the majority of the cases are civil and family cases and this high volume may tend to unnecessary amounts of outstanding cases, longer waiting times, costs to both the government and the parties who are present at the court. This shows the necessity of an advancement in the current court system with information technology and related solutions.

The co-founders, Rev. Dane Marks, Daniel Onafuwa and Samantha Yarwood and the genius and passionate team of Law Students and Graduates have come together to offer their support for minimal fees to assist people facing legal issues. The team will offer their support in helping compile evidence, draft case notes and find legal representation to support people in the poorest and most marginalised areas. They will also offer low cost support to law firms and barristers to enable them to focus on their cases.

Rev. Dane Marks explains, ‘since studying law and learning the issues of people facing legal problems and the problems the courts are having with the current backlogs, we will help in the best way we can.’

If we observe the number of cases even before the COVID-19 pandemic, there were towering 39.300 cases in the Crown Court. After we faced the social distancing needs in 2019, the backlog of cases elevated at least 36 per cent, and the reports showed 53,318 points. Also, the COVID-19 spread across Scotland has resulted in the Lord President’s announcement that during the lockdown time, all the criminal courts will prioritize the most serious trials to keep things going smoothly. The decision expresses that most summary trials in the Sheriff Court and Justice of the Peace Court will be adjourned to decrease the number of overall trials to 75%. Read additional details at Community Law Project UK.

Partner spotlight: Lawyers Without Borders (LWOB) is an international charitable organisation which aims to protect human rights and promote the rule of law. The organisation is made up of lawyers from around the world who provide pro bono services to access to justice and human rights initiatives. The importance of the organisation in upholding human rights, ensuring legal integrity and raising awareness has been seen globally in relation to issues such as human trafficking, wildlife crime and child labour. The Lawyers Without Borders Society is the Cardiff Student Division of LWOB, and aims to raise awareness about human rights and the rule of law in relation to national and international issues. The Society holds fundraising events and conducts awareness campaigns (including debates and panel events) throughout the year. The Society also runs a newsletter, The Justicia, which discusses topical human rights issues. Furthermore, the Society undertakes pro bono research tasks and media projects for LWOB, and has competed in the LWOB Annual Rule of Law Innovation Challenge.

Community Law Project UK Ltd is a community based legal company that assists people on low incomes in their legal matters. Research indicates that people on low income have been made the most vulnerable and most likely to face problems accessing legal remedies since the passing of the LASPO Act 2012. The further restrictions on legal impinged on the rights of individual access to professional legal assistance. We aim to bridge the gap between people who need access to justice and legal remedies alongside the professionals who can assist them. Discover extra details at here.

Bankruptcy lawyer Houston, TX and chapter 13 reliable tricks: If a creditor is unable to properly prove the required facts in their lawsuit and does not voluntarily non-suit their lawsuit, a request can be made through a ‘Motion for Summary Judgment’ or at trial that the creditor’s lawsuit be dismissed because they cannot properly prove their case. This path is very complicated and should be left to the assistance of a lawyer. For residents of Harris County, Galveston County and Fort Bend County, you can find more information about your lawsuit on the appropriate court or clerk’s website. Other nearby and surrounding counties may or may not have online records depending on the particular county.

What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy? Chapter 7 and Chapter 13 are the two common types of bankruptcy that affect consumers. Either could help when you don’t have the means to pay all your bills, but there are important differences between the two. A Chapter 7 bankruptcy can wipe out certain debts within several months, but a court-appointed trustee can sell your nonexempt property to pay your creditors. You also must have a low income to qualify.

As a bankruptcy lawyer in Houston, I primarily help people and companies file Chapter 7 bankruptcy and Chapter 13 bankruptcy. I also help both individuals and companies resolve other debt issues. I have been practicing as a Chapter 7 lawyer in Houston and as a Chapter 13 lawyer in Houston for over 5 years. I think that customer service should be the number one priority in any business, but it is also very important important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

Student loan interest paid by you or someone else: In the past, if parents or someone else paid back a student loan incurred by a student, no one got a tax break. To get a deduction, the law said that you had to be both liable for the debt and actually pay it yourself. But now there’s an exception. You may know that you might be eligible to take a deduction but even if someone else pays back the loan, the IRS treats it as though they gave you the money, and you then paid the debt. So, a student who’s not claimed as a dependent can qualify to deduct up to $2,500 of student loan interest paid by you or by someone else.

One of Chapter 13’s most attractive features is the chance to keep your home as long as you can pay the mortgage under a settlement plan. Under Chapter 13, people have three to five years to resolve their debts while applying all their disposable income to debt reduction. The option allows applicants to eliminate unsecured debts while catching up on missed mortgage payments. Short-circuiting home foreclosure is one of the option’s most attractive features. Though keeping your home can be a major relief, you’re required to spend years living under the supervision of a court-appointed trustee who will collect and distribute your payments. Find extra details at more help.

Meet With Your Tax Advisor: November is a good month to meet with a tax advisor, Powell says. They have finished their October tax filings and may have time in their schedule before the busy tax season starts after the first of the year. “If you sit down and do some math between now and the end of the year, you can make sure you are in a favorable tax bracket,” Barlin says. An advisor can help pinpoint strategies to reduce taxable income through retirement contributions or itemized deductions. That, in turn, may be key to ensuring households remain eligible for some income-based tax incentives such as student loan interest deductions. If you don’t regularly use a tax professional, Barlin says running numbers through tax software can be just as beneficial.

Premium timeshare debt resolution services with Attorney advocates of America reviews? How Much Is The Retainer Fee? Each case is different, and we take pride in qualifying every case before helping pursue relief options. We charge a reasonable fixed rate retainer. We work on an attorney-based Fixed Fee process that delivers. Whether you’re looking to terminate a mortgage or walk away from annual fees, we get the job done. Our service comes with a 100% satisfaction guarantee! You can get started by requesting a FREE no obligation consultation to learn more about your options, our services and pricing.

Searching for more Attorney advocates of America reviews? Beware the “Lost Note” or “Lost Mortgage” (deed of trust, security deed, etc.) Position taken by foreclosing party (lender) in securitized mortgage foreclosure cases: nothing was “lost”, and to so represent to the court is a serious matter and may provide borrowers with a reason to request dismissal of the foreclosure case. A recurring pattern in mortgage foreclosure cases involving securitized mortgage transactions is a statement in the lawsuit filed by the party seeking to foreclose that either the Note or the Mortgage (also called, depending your state, a Deed of Trust, Security Deed, or something else) was “lost”, but that copies are attached to the lawsuit. In such a case, it is more likely than not that nothing was “lost” at all, and that the party seeking to foreclose is simply trying to take advantage of state laws which permit the filing of a foreclosure action with a “lost” Note or Mortgage when in fact such a statute may not apply as the Note and/or Mortgage were never “lost”, but were sold, assigned, or transferred more than once to different persons or entities.

As a licensed debt relief law firm we have several options we can offer our clients when dealing with debt. Contact us to better understand your best solution to your debt issues. We also work with debt which is pre-judgment and post judgement. We also offer Foreclosure Defense, Short Sales, Timeshare Cancellations and Bankruptcy services for chapter 7 and 13. You will find our staff members to be respectful, courteous and professional and ready to help you. Whether you are facing foreclosure, wage garnishment, repossession or just feeling overwhelmed – we can help! Most of our services are provided with a reasonable fixed rate retainer. Contact the Law Firm of Henry N. Portner, Attorney Advocates of America, to schedule a free case evaluation. We are ready help you overcome your debt.

Should I Settle The Credit Card or Medical Debt? The action of settling debt has many positive results, one of which is allowing you to move on with your life. Depending on your personal circumstance and from my past experience we may be able to settle your debt for as little as 25% of the balance owed. I will caution you however that not debt is recommended to be settled based on what the statute of limitations may be in your given state. For additional information please contact us. Discover more details at Attorney advocates of America reviews.

Filing for bankruptcy is still an option for anyone who has had their possessions repossessed by the IRS.Bankruptcy can have a major effect on credit; but, but in many cases, people have no choice but to file. Read this article to learn more about filing bankruptcy as well as the consequences from doing so. Do not use a credit card to manage your tax issues and then file for bankruptcy. In many parts of the country, this debt will not be dischargeable, and you may still owe money to the IRS. This means using a credit card is not necessary, since bankruptcy will discharge it. Never shirk on the truth in your bankruptcy petition.

Dove law firm Houston, TX and chapter 13 tricks: Many of the courts in Harris County, Galveston County and Fort Bend County require mediation to be completed before a trial can be held. Mediation is when both sides meet with an independent third person who attempts to get the parties to reach an agreement. A mediator is a go-between and does not have the power to make any decisions in the case. If neither side files or prevails on a summary judgment motion and settlement is not reached, the case will be set for trial. In a trial for an unpaid debt, the judge (or jury in some instances) decides two questions. The first question the judge decides is if the Defendant legally owes a debt to the Plaintiff or not. If it is decided a debt is owed, the second question the judge decides is how much the Defendant owes to the Plaintiff. In a debt lawsuit, the Defendant’s ability to repay the debt or reason the Defendant failed to make payments on the debt is irrelevant to the questions the judge is deciding.

As a bankruptcy lawyer in Houston, I primarily help people and companies file Chapter 7 bankruptcy and Chapter 13 bankruptcy. I also help both individuals and companies resolve other debt issues. I have been practicing as a Chapter 7 lawyer in Houston and as a Chapter 13 lawyer in Houston for over 5 years. I believe that customer help should be the no 1 priority in any business, but it is also very important important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

State sales taxes: This write-off makes sense primarily for those who live in states that do not impose an income tax. You must choose between deducting state and local income taxes, or state and local sales taxes. For most citizens of income-tax-states, the income tax deduction usually is a better deal. IRS has tables for residents of states with sales taxes showing how much they can deduct. But the tables aren’t the last word. If you purchased a vehicle, boat or airplane, you get to add the state sales tax you paid to the amount shown in IRS tables for your state, to the extent the sales tax rate you paid doesn’t exceed the state’s general sales tax rate. The same goes for home building materials you purchased. These items are easy to overlook. The IRS even has a calculator to help you figure out the deduction, which varies by your state and income level. Beginning in 2018, your itemized deduction for state and local taxes is limited to $10,000 per year. You still will only be allowed to deduct either state and local sales tax or state and local income taxes, but not both.

How Does Chapter 7 Bankruptcy Work? When you file for Chapter 7 bankruptcy, the court places an automatic temporary stay on your current debts. This stops creditors from collecting payments, garnishing your wages, foreclosing on your home, repossessing property, evicting you or turning off your utilities. The court will take legal possession of your property and appoint a bankruptcy trustee to your case.

Convert Money From a Traditional to a Roth IRA: Withdrawals from traditional IRAs are taxed in retirement, but distributions from Roth IRAs are tax-free. Plus, Roth IRAs don’t have required minimum distributions, which can also be beneficial for those looking to reduce taxes in retirement. While money can be converted from a traditional to a Roth account prior to retirement, taxes must be paid on the converted amount. That means people might want to be careful that the amount they convert doesn’t bump them into the next tax bracket. Discover additional details on houston bankruptcy lawyer.

One of Chapter 13’s most attractive features is the chance to keep your home as long as you can pay the mortgage under a settlement plan. Under Chapter 13, people have three to five years to resolve their debts while applying all their disposable income to debt reduction. The option allows applicants to eliminate unsecured debts while catching up on missed mortgage payments. Short-circuiting home foreclosure is one of the option’s most attractive features. Though keeping your home can be a major relief, you’re required to spend years living under the supervision of a court-appointed trustee who will collect and distribute your payments.

Serafino Di Loreto SDL Centrostudi S.p.A. – Ha persino fatto fondere e donato la ‘Campana della Nuova Vita’ alla parrocchia di Castenedolo, nel bresciano, in cui visse la propria infanzia, in memoria delle troppe vittime, negli ultimi anni, di banche e fisco ingiusti. Gente che è giunta oltre il limite estremo della disperazione per colpa delle numerose ingiustizie subite da parte di enti creditizi ed erariali. Il 2018 appena conclusosi è stato un buon anno per Serafino Di Loreto, il professionista lungimirante e competente che in anni recenti ha fondato la società ‘Sdl Centrostudi spa’, con sede a Mazzano, in provincia di Brescia. La rinomata struttura professionale si occupa principalmente di analisi contabili per il recupero del credito di anatocismo e usura sui conti correnti e rapporti bancari in genere.

Il 2018 appena conclusosi è stato un buon anno per Serafino Di Loreto, il professionista lungimirante e competente che in anni recenti ha fondato la società ‘Sdl Centrostudi spa’, con sede a Mazzano, in provincia di Brescia. La rinomata Società si occupa principalmente di analisi contabili per il recupero del credito di anatocismo e usura sui conti correnti e rapporti bancari in genere. E negli anni scorsi, anche per la crisi economica, è stata protagonista una rapidissima crescita in tutta Italia che l’ha portata alla ribalta nel mondo dell’imprenditoria locale e nazionale.

Mentre a Bergamo Serafino Di Loreto ha rilevato altresì un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri vengono creati ex novo componenti meccanici poi esportati in tutto il mondo.

Dal 2010 a oggi, ‘Sdl Centrostudi Spa’ “ha versato oltre 30 milioni di iva, ben 20 di imposta sul reddito, e distribuito 50 milioni di euro in provvigioni! Dagli albori – dichiara Serafino Di Loreto – abbiamo dato lavoro a 120 dipendenti diretti sino al 2016, a più di 400 avvocati sparsi in tutta Italia e ad oltre 40 periti e consulenti. Dal 2010 a oggi, il fatturato prodotto dalla società è di oltre 160 milioni di euro“. Per poi proseguire: “Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti“, ricorda il professionista bresciano.

“Oltre a essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza“, prosegue ancora Di Loreto, imprenditore poliedrico e di successo attivo anche in altri molteplici settori. A Mantova, con la società ‘Ecoval’ il fondatore di ‘SDL Centrostudi Spa’ ha sviluppato un progetto con il patrocinio del Comune stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. In pratica, ha acquisito e riconvertito una delle più storicamente importanti realtà industriali cittadine, trasformandola da inquinante a struttura che crea disinquinanti.

Qualche anno fa fatturavate di più… Sì certo, la crisi era nel vivo, e paradossalmente per il tipo di lavoro che facciamo, avevamo richieste maggiori. Ora fortunatamente il mercato è in ripresa e c’è maggiore liquidità che circola, di conseguenza banche e aziende litigano di meno. In che cosa consiste, prevalentemente, l’attività di ‘Sdl Centrostudi Spa’? L’impresa si occupa in primis di analisi contabili econometriche per verificare che banche, istituti di credito e agenzia delle entrate non pratichino anatocismo ed usura e rispettino tutta una serie di parametri fissati dalla legge. Valutiamo il costo del denaro per imprese e persone che hanno mutui, finanziamenti e altro.

Avvocato Di Loreto, come si gestisce una struttura con centinaia di collaboratori sparsi per l’Italia? Noi abbiamo scelto un’organizzazione molto simile a quella militare, o ecclesiastica. Ovviamente per fini commerciali ed economici: il nostro è un network commerciale. In che cosa consiste, nello specifico, la vostra mission? Un’azienda ci contatta perché pensa di non essere trattata correttamente dal proprio istituto di credito. Un nostro incaricato, sulla base di una serie di dati, forniti dall’azienda stessa, svolge una pre-analisi gratuita. Se la pre-analisi dà esito positivo, allora offriamo una perizia a pagamento, debitamente stimata e approntata, che il potenziale cliente può, tranquillamente, accogliere oppure rifiutare senza alcun impegno.

Per parte di chi, allora? Del sistema creditizio italiano. In che modo viene elaborata una perizia? Abbiamo realizzato software gestionali (per conti correnti, mutui, leasing, derivati, cartelle esattoriali, ecc…) che, dopo aver inserito i parametri aziendali, è in grado di realizzare un calcolo matematico algoritmico integrato e complesso. Un progetto nostro, molto utile. Una perizia serve per dare all’impresa la prova che le banche non si stanno comportando correttamente con lo scopo di trattare nuove condizioni, oppure di chiedere i doverosi rimborsi. Qualora le banche dinieghino, che cosa accade? Le imprese e i privati hanno due opzioni: o accettano di mediare e restituire il maltolto oppure si va in tribunale a far valere le proprie posizioni.

Un esempio di riconversione perfetta, nulla da aggiungere. Complimenti. Mentre a Bergamo ho rilevato un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri creiamo componenti meccanici. Ed esportiamo in tutto il mondo, certi di una crescita costante su basi solide e promettenti per il futuro nostro e di chi crede in noi. Trova ancora di piu dettagli a Serafino Di Loreto.

Scusi ma da cosa dipende? Dipende dalle solite interpretazioni dei giudici, ovvio, ma c’è dell’altro… Ci dica pure… La legge italiana spiega chiaramente che, nel conteggio del tasso d’interesse, devono essere comprese anche le spese di tenuta conto e le commissioni di massimo scoperto. Chi è stato il relatore di queste legge? Luciano Violante, nel 1996. Invece che cosa sostiene la controparte? Afferma che quelli sono costi che non vanno conteggiati all’interno del tasso d’interesse applicato ai clienti, sposando la tesi di parte della Banca d’Italia. Ora, ovviamente, ci sono alcuni giudici che tengono buona questa tesi e altri, invece, che non la pensano così.

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