Category: Finance

High quality business succession experts Bay Area? With that information, our advisors develop a personalized asset allocation, compare and contrast the client’s current portfolio to that allocation, and research different investment solutions to implement a new strategy. We understand having your assets allocated properly means an increased chance for success in attaining your unique financial goals. Our firm’s approach to asset allocation is time-tested and is the fundamental building block to wealth creation, preservation, and generational planning.

Peter was selected to join The Resource Group(TRG), an invitation-only, nationwide network of the top 200 planners within Lincoln Financial Advisors (LFA), and he is currently working with the Practice Management Committee and Investment Committee within TRG. He is a LFA National Conference Presenter. Peter has earned multiple LFA awards, which includes Planner of the Year in 2012. Peter T. Waldron earned a Bachelor of Arts Degree in History with a minor in Economics from Colorado State University in Fort Collins, Colorado. Currently, Peter’s family of 7 resides in San Ramon. He and his wife spend their personal time with their 5 children. He was born in Montclair, New Jersey and grew up in Contra Costa County where he continues to serve his community through his active philanthropy with Disney Element School Education Fund.

A life insurance policy on your life can provide your future heirs with funds to pay the expenses of settling your estate without dipping into its assets. It can also help replace the income that your family may lose as a result of your death. A life insurance policy is one way to ensure that money will be available to your future heirs for their immediate or long-term financial needs. If you’re the owner of a small business, life insurance proceeds can help supply the funds to pay estate taxes and administration expenses, eliminating the possibility that the business will have to be sold to meet these obligations. You can also use life insurance to fund a buy-sell agreement for the purchase of your business interests by other stockholders, partners, or your corporation. Read extra info on save for college.

Spectrum Wealth Partners is a preeminent fee-based financial planning firm with prodigious experience in asset management, business continuity and wealth transfer strategies. We provide clients with fee-based retirement, estate and business succession planning, as well as related estate tax, investment and insurance strategies. Our name and reputation have been built on servicing each client as if he or she were our only client. The personal attention we provide is one of the primary reasons that many of our clients become partners for life.

We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time. Securities: Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Maryland, Missouri, Nebraska, Nevada, New Jersey, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Texas, Utah, Virginia, and Washington. Insurance: Arizona, California, Colorado, Connecticut, Florida, Illinois, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming Find more details on http://spectrumwealthpartners.com/.

Equipment financing providers right now? At Aspen Commercial Lending, we help businesses grow and succeed. That is why we offer franchise financing, so you can keep up with the competition in your industry and excel in the marketplace with the right funding to back your business ventures. Whether you need money for commercial property, refinancing, construction costs, acquisitions or equipment, this loan has you covered. That way, you can focus on building your business and becoming a competitive driving force in your industry.

Discounted Cash Flow Method. While the capitalization of cash flow method is great for steady businesses, this method is better for companies expected to significantly grow or shrink in the near future. A discounted cash flow method takes in the time value of money, assuming that the money will be worth more today than it is in the future. This method is great for comparing investment opportunities. There are many answers regarding the question of how to value a small business. Whether you’re planning to sell, apply for a small business loan, or are just curious about the worth of your business, it’s important to pick the best method of valuation for your goals. Reach out to us if you are ready to start estimating how much your small business is worth.

Finally, another option to consider is a government-insured loan like the Federal Housing Administration, or FHA, loans. The 203k loan program, for instance, lends out funds for purchasing multi-unit properties. However, this program may only be available to consumers wanting to buy owner-occupied places, and not to those looking for investment alone. Owning commercial real estate can not only diversify your business’s investment portfolio but can bring in a side stream of income as well. Keep these top financing options in mind and you’ll be on your way to pursuing the commercial property ventures your business needs. Discover extra information on Equipment Financing Companies.

If you struggle to get approved for a small business loan or any other type of loan from a traditional bank or credit union, it may be time to explore more creative options. At Aspen Commercial Lending, we offer business owners the opportunity to borrow against their credit card sales via a process called merchant cash advance. If your business is approved for a cash advance, our team at Aspen Commercial Lending will give you up to $200,000 for each business location. Your advances are then taken against your credit card sales to come. We don’t discriminate against credit card companies and will gladly advance funds against sales from MasterCard, Visa, Discover, American Express or any other eligible company. Once approved, you can expect your funds in no more than seven days.

Does your business allow customers to pay open accounts at a later date? If so, you may need accounts receivable financing from Aspen Commercial Lending. We can provide you with discounted account invoices to help your company grow during the interval. Financing for your business should be about more than simply receiving money. That is why you gain several benefits with a loan from Aspen Commercial Lending. The first being that the amount you receive is based on the credit of your customers, not your business. Some other things you can look forward to include the following: Receive cash in as little as 24 hours, Recourse-free funding, Flexible payments, Personal guarantees are not required. Our receivables financing service enables you to receive more funding as your sales increase. That means your funding can expand with your business. See even more information on https://aspencommerciallending.com/.

Strategies to get extra money tricks with investment professional Farrukh Kazmi? That said, gold trounced the S&P 500 in the 10-year period from November 2002 to October 2012, with a total price appreciation of 441.5%, or 18.4% annually. The S&P 500, on the other hand, appreciated by 58% over this period. The point here is that gold is not always a good investment. The best time to invest in almost any asset is when there is negative sentiment and the asset is inexpensive, providing substantial upside potential when it returns to favor, as indicated above.

A Credit Card is Not Free Money: A credit card is a useful tool in your finance toolkit, but it’s not free money. When you purchase something with your credit card, you are borrowing money from the bank. If you don’t give that money back in time, the bank is going to start charging interest on your balance. This debt can build up and become a monster if you don’t pay off your balance every month. However, if you use a credit card responsibly and pay off the balance every month, it’s a good way to start building credit. Most credit cards also have other benefits such as rewards points, cash back, or travel points. So, should you have a credit card? Well, it depends. If you’re capable of paying off the balance in full every month, then you should have no problem managing a credit card and staying out of debt. PS: If you are going to use a credit card, you should monitor your credit score & credit report regularly with a free tool like Credit Sesame (or Borrowell if you’re in Canada). One last tip: Treat your credit card as a debit card. Pay it off in full every day if you have to. I try to pay off my balance every couple of weeks so that I don’t forget. I also use Trim to remind me when payment is due.

Well it seems like you’re pretty nifty with a web browser, so perhaps it’s time to turn pro and browse websites as a paid and fun job! Introducing UserTesting.com – a new platform that pays everyday people to review all kinds of websites. Each review takes around 20 minutes and bags you $10 (£6.50) via Paypal. Simply sign up here, complete a test review and look forward to receiving websites in your inbox.

In previous years, increased wealth of emerging market economies boosted demand for gold. In many of these countries, gold is intertwined into the culture. India is one of the largest gold-consuming nations in the world; it has many uses there, including jewelry. As such, the Indian wedding season in October is traditionally the time of the year that sees the highest global demand for gold (though it has taken a tumble in 2012.) In China, where gold bars are a traditional form of saving, the demand for gold has been steadfast. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

An ETF can own hundreds or thousands of stocks across various industries, or it could be isolated to one particular industry or sector. Some funds focus on only U.S. offerings, while others have a global outlook. For example, banking-focused ETFs would contain stocks of various banks across the industry. Bond ETFs might include government bonds, corporate bonds, and state and local bonds—called municipal bonds. Industry ETFs track a particular industry such as technology, banking, or the oil and gas sector. Commodity ETFs invest in commodities including crude oil or gold. Currency ETFs invest in foreign currencies such as the Euro or Canadian dollar. Inverse ETFs attempt to earn gains from stock declines by shorting stocks. Shorting is selling a stock, expecting a decline in value, and repurchasing it at a lower price.

Diversifying your income can be just as important as diversifying your investment portfolio. By starting a side hustle, you can bring cash in and give yourself additional financial security. A side hustle is anything you do to make money outside of your full time job. While you can side hustle doing anything, you’re more likely to have success if you start a side hustle you enjoy doing and one where you set your own fee and hours. While it’s not bad to drive for Lyft or Uber, there are real limitations with these types of side hustles because you are limited by the hours you can drive in a day and how much you get paid is set by the company, not you. See more information on Farrukh Kazmi.

How should you go about finding the right advisor? The first step is to figure out what sort of professional financial help you need. Like many people, some of your deepest financial thinking comes at tax time. So if you just want someone to dole out tax advice and preparation, a good old Certified Public Accountant (CPA) will probably suffice. That CPA may or may not also be a financial advisor. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities.

We all know the saying ‘don’t put all your eggs in one basket’, but it’s particularly important to apply this rule when investing. Spreading your money across a range of different types of assets and geographical areas means you won’t be depending too heavily on one kind of investment or region. That means if one of them performs badly, hopefully some of your other investments might make up for these losses, although there are no guarantees. If you’re looking for new investment opportunities and are willing to accept greater risk in exchange for the potential of greater returns, then investing and trading in stocks, also called equities, may be right for you. Create an investment strategy & build a balanced portfolio aligned to your investment goals. Start your search for the investments that may be right for you with our powerful independent research. Manage your portfolio with access to your online trading account.

Real estate market and finance help by Brad Tinker SC? There will be times when you have the opportunity to create more space through proper organization and utilizing it efficiently. There are also some homes that just won’t allow you to store much stuff because there is no attic or basement, and the storage closet outside is relatively small. Millennial attraction to homeownership has grown significantly in recent decades. Mostly because there are now options where a 20% down payment is not the requirement. This gives a much larger pool of buyers the ability to buy a home. Especially, first time home buyers who receive a lot of help!

Brad Tinker North Carolina is a financial advisor professional in the US. Making decisions based on emotion. Buying a house is a major life milestone. It’s a place where you’ll make memories, create a space that’s truly yours, and put down roots. It’s easy to get too attached and make emotional decisions, so remember that you’re also making one of the largest investments of your life, says Ralph DiBugnara, president of Home Qualified in New York City. “With this being a strong seller’s market, a lot of first-time buyers are bidding over what they are comfortable with because it is taking them longer than usual to find homes,” DiBugnara says. How this affects you: Emotional decisions could lead to overpaying for a home and stretching your budget beyond your means. What to do instead: “Have a budget and stick to it,” DiBugnara says. “Don’t become emotionally attached to a home that is not yours.”

Start Investing: Investing is one of the best ways to increase your net worth, but a lot of people stay away from it because they’re scared of losing money. So instead of investing, they keep their money in a savings account. That’s great, and you should have some money in a savings account for emergencies, but the truth is: Money in a savings account loses value over time. See, the average savings account has a very tiny 0.06% APY (annual percentage yield), while inflation is around 1.7%. That means that each year, the money you have in a savings account is going to have less and less buying power. So, what can you invest in to stay ahead of inflation? Here are some options: Real estate, Peer-to-peer lending, Exchange traded funds (ETFs), Stocks.

This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Everyone is on social media sites these days and Facebook is a great way to network and connect with buyers. In addition to the marketing effort your Realtor will provide, you can also use the power of networking to get the word out to as many people as possible that your home is for sale. People also love watching videos. If you grab your phone or video camera, make a video as you walk through your home and your neighborhood. Tell why you love it and then post that video on FB and YouTube. By doing so, you will help a prospective buyer visualize a great life living there also. See more information at Brad Tinker North Carolina.

Top professional indemnity policy advice for doctors? Dr Good Money is a Doctor who is Good with Money. The Idea of Dr Good Money came with the experience of the Financial Challenges doctors got exposed to during Covid times. It was a general opinion that Doctors profession is stable and recession proof, which till now was considered to be true, and to some extent it actually is. But, OPDs were shut, Surgeries are being delayed, and patients also prefer tele calling with Doctors as visiting hospitals may expose them to more risk, that showed doctors Income may also be in distress in some situations.

Its not only Investments but every aspect of your Personal Finances be looked upon like Taxes, Insurance, Life Goals, Estate Planning, Loans etc. The Earlier you Start, better it is. But In Financial Planning its never too late. If you are a beginner or have already started investing or have been investing for quite many years, but are not sure which direction you are going and if you are on Right Track or not.

Once we have your Vitals at place, and the other reports like cash flow, net worth, Loan analysis, Savings requirements, we will write your Financial plan and come up with the best possible solution for the achievement of your financial goals. We may advise you discontinuing your insurance policies or increasing the Insurance cover, We may tweak your Investment Plan, may advise you on how to save more on taxes etc. But all our advise would depend on the Diagnostic reports and Your Requirements.

Think of this as a long term care rather than One time visit. Your Financial Life does not starts and ends with you. It has many other stakeholders in it and you are responsible for their wellness too. You don’t want them to be worried about the Family’s Financial Management in your absence. In fact even if you are there you don’t want yourself to remain immersed in the Complexities of the Finances by compromising the quality time which you can devote to your Profession, your Health and Your family. We offer Financial Planning Services in two versions. Personal finances needs to be in line with your Life and Personal Goals. Your Busy schedule and demanding profession may not be leaving enough time for you to look at them and work on its improvement. Lets Discuss your challenges and how can we help you manage them better. Read extra info at professional indemnity policy for doctors.

Do Doctors really Need a Financial Planner? Why can’t they do it themselves? Yes. Definitely , they can do it themselves. But it may not be wise thing to do. First, they have to devote so much time learning the nuances of this subject. Then They need to devote time in reviewing the things time and again, with the changing economic and financial scenario. The time which can be best utilized in working on increasing medical knowledge which is an everchanging field, why to devote time in doing your finances yourself when this can be delegated. Plus who better than doctors know what specialisation is all about. They are not specialised in Personal financial Planning.

Doctors in general start earning in the late 20s. Unlike other professions such as engineering, or CAs, doctors start earning late. Acquiring doctor’s degree is the result of years of hard work in academics, many years of training and spending huge sum of money. MBBS, post graduation, specialization etc. all this takes quite a time of their youth, and initial money-compounding years. This is not all, in this ever changing scenario they need to stay relevant and updated by attending conferences, participating and reading the researchers and all these further demands their time and money. Read more info on https://drgoodmoney.com/.

The growth of an investment broker professional : Farrukh Kazmi? We offer a wide range of financial services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by A&S providing our financial information. Please call us if you have any questions about our firm or the range of Investment services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does. One of the many benefits of working with A&S Asset Management is our ability to provide clear, easily understood explanations of financial markets, financial ideas, and where you fit within them. The personalized program that we can provide is a road map to working toward a more secure financial future.

We all know the saying ‘don’t put all your eggs in one basket’, but it’s particularly important to apply this rule when investing. Spreading your money across a range of different types of assets and geographical areas means you won’t be depending too heavily on one kind of investment or region. That means if one of them performs badly, hopefully some of your other investments might make up for these losses, although there are no guarantees. If you’re looking for new investment opportunities and are willing to accept greater risk in exchange for the potential of greater returns, then investing and trading in stocks, also called equities, may be right for you. Create an investment strategy & build a balanced portfolio aligned to your investment goals. Start your search for the investments that may be right for you with our powerful independent research. Manage your portfolio with access to your online trading account.

Even those investors focused primarily on growth rather than steady income can benefit from choosing gold stocks that demonstrate historically strong dividend performance. Stocks that pay dividends tend to show higher gains when the sector is rising and fare better – on average, nearly twice as well – than non-dividend-paying stocks when the overall sector is in a downturn. The mining sector, which includes companies that extract gold, can experience high volatility. When evaluating the dividend performance of gold stocks, consider the company’s performance over time in regard to dividends. Factors such as the company’s history of paying dividends and the sustainability of its dividend payout ratio are two key elements to examine in the company’s balance sheet and other financial statements.

Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Many people seek out professional financial advice from a professional, but with so many options to choose from it may seem overwhelming to find an advisor. First, determine what level of advice and service you require and how much autonomy you’d like to give away to a professional. Look for professional certifications and designations after an advisor’s name, such as CFA, CFP, or CIMA. Determine the fee structure you’re most comfortable with – fee-only, commission-based, or based on assets managed. Ask for referrals and then run a background check on the advisors that you narrow down such as from FINRA’s free BrokerCheck service.

Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.

All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. Read more details at Farrukh Kazmi.

Demand for gold has also grown among investors. Many are beginning to see commodities, particularly gold, as an investment class into which funds should be allocated. In fact, SPDR Gold Trust, became one of the largest ETFs in the U.S., as well as one of the world’s largest holders of gold bullion in 2008, only four years after its inception.

Farrukh Kazmi asset management expert gives tricks about how to earn more cash? There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

Interested in earning cash for doing what you already do online? This has to be one of the easiest methods of making money online without really any effort or change in your behaviour. This innovative idea by Qmee.com rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.

See, the sum is much greater than the parts. It’s like a formula, where the more things that you do right the more money you’ll be making and the faster you’ll reach financial freedom. While each of these is important, when you manage all of them well, you’re going to be making the most of your money and your time. It’s also important to track everything using a simple free app like Personal Capital. When you manage your money well, it’s like making money in your sleep. Read even more details at Farrukh Kazmi.

Perhaps you just had a baby and want to ensure their future in case the worst happens. Many parents seek help for college savings for children and setting up estates that can convey wealth to future generations. The approach to investing at or during retirement is different than that of a young worker. As you near retirement your risk tolerance level will change, and your style of investing should change as well. Perhaps your company is offering a too-good-to-resist early-retirement package, and you want to make sure the money lasts. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities.

A stock (also called a share) is a part of ownership in a company. It represents a claim on the company’s assets and earnings and what that entitles you to do is to attend the Annual General Meetings (AGMs) and dividends payout if declared by the company. So essentially by buying into this company, you are betting that the management team and company fundamentals are able to get you more returns. Bonds are debt instruments in which investors effectively loan money to a company or agency (the issuer), in exchange for periodic interest payments, plus the return of the bond’s face amount, once the bond matures. Bonds are issued by corporations, the federal government, and many states, municipalities, and governmental agencies.

Farrukh Kazmi investment professional gives advices regarding how to earn more money? Well it seems like you’re pretty nifty with a web browser, so perhaps it’s time to turn pro and browse websites as a paid and fun job! Introducing UserTesting.com – a new platform that pays everyday people to review all kinds of websites. Each review takes around 20 minutes and bags you $10 (£6.50) via Paypal. Simply sign up here, complete a test review and look forward to receiving websites in your inbox.

There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

We all know the saying ‘don’t put all your eggs in one basket’, but it’s particularly important to apply this rule when investing. Spreading your money across a range of different types of assets and geographical areas means you won’t be depending too heavily on one kind of investment or region. That means if one of them performs badly, hopefully some of your other investments might make up for these losses, although there are no guarantees. If you’re looking for new investment opportunities and are willing to accept greater risk in exchange for the potential of greater returns, then investing and trading in stocks, also called equities, may be right for you. Create an investment strategy & build a balanced portfolio aligned to your investment goals. Start your search for the investments that may be right for you with our powerful independent research. Manage your portfolio with access to your online trading account. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

An exchange-traded fund (ETF) is a collection of securities—such as stocks—that tracks an underlying index. The best-known example is the SPDR S&P 500 ETF (SPY), which tracks the S&P 500 Index. ETFs can contain many types of investments, including stocks, commodities, bonds, or a mixture of investment types. An exchange-traded fund is a marketable security, meaning it has an associated price that allows it to be easily bought and sold. An ETF is called an exchange-traded fund since it’s traded on an exchange just like stocks. The price of an ETF’s shares will change throughout the trading day as the shares are bought and sold on the market. This is unlike mutual funds, which are not traded on an exchange, and trade only once per day after the markets close.

Not all financial advisors are the same. Some specialize in certain practice areas, types of clients, income levels, investment strategies, and products. Some work with clients all over the country, while others focus on clients in their town. Some can help you with your taxes, insurance needs, or estate planning and others will focus on retirement planning. There are advisors for the younger client and some specialize on retirees. You can find a planner to help with life stages planning, estate distribution strategies, and business planning. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. Discover even more info on Farrukh Kazmi.

Diversifying your income can be just as important as diversifying your investment portfolio. By starting a side hustle, you can bring cash in and give yourself additional financial security. A side hustle is anything you do to make money outside of your full time job. While you can side hustle doing anything, you’re more likely to have success if you start a side hustle you enjoy doing and one where you set your own fee and hours. While it’s not bad to drive for Lyft or Uber, there are real limitations with these types of side hustles because you are limited by the hours you can drive in a day and how much you get paid is set by the company, not you.

Although the U.S. dollar is one of the world’s most important reserve currencies, when the value of the dollar falls against other currencies as it did between 1998 and 2008, this often prompts people to flock to the security of gold, which raises gold prices . The price of gold nearly tripled between 1998 and 2008, reaching the $1,000-an-ounce milestone in early 2008 and nearly doubling between 2008 and 2012, hitting around the $1800-$1900 mark. The decline in the U.S. dollar occurred for a number of reasons, including the country’s large budget and trade deficits and a large increase in the money supply.

Probate bonds Florida recommendations with AmeriPro Bonds? For any probate surety bond up to and including $100,000, our agency offers this bond to you immediately after the completion of an application, supplying the court documents ordering the surety bond, and payment of the premium. There is no credit check nor underwriter review for probate surety bonds of any category up to a $100,000 surety requirement. The bond is issued to you immediately after payment of the premium.

Our focus is exclusively surety bonds. We have two areas of concentration: YOU, our customer; and providing you with the surety bond that you need. Whether the bond is an “instant issue”; is for a contractor; a court bond; or one for a client with lower credit scores, AmeriPro Surety Bonds dedicates itself to providing our customers with a seamless, professional, and quick surety bond experience.

The Occupational License Division requires a DMV register service individual or business to post a surety bond for $25,000 on its behalf. AmeriPro Surety Bonds will help you obtain your registration service bond very quickly. Once purchased, you will need to file the bond with the Occupational Licensing Department. This surety bond is purchased by the individual on behalf of the DMV and the consumer public. The bond protects the public from any acts of negligence or fraud on the part of the registration service business. It is not, therefore, insurance which protects the registration service business. For this latter, you may wish to look into purchasing an insurance liability policy.

Annual Renewal of the Premium: The premium associated with your Florida probate bond is not a onetime payment, but renews annually for as long as the Court requires surety. Options exist to prepay your premium for 2 or 3 years. Doing so offers a savings over annual renewals. Bear in mind, however, that should your case be resolved and your bond exonerated (essentially, no longer needed as determined by the Court), no refunds, either in full or prorated, will be offered. AmeriPro Surety Bonds is a surety bonds-only agency. We provide license and permit, Court, probate, and other surety bonds in Florida and all 50 states. Read more information on here.

As a Guardian or an Administrator of a veteran, you are acting in an important fiduciary capacity. The surety bond, is, therefore, for their protection. The surety bond protects the veteran, or attorneys, heirs, and others from acts of malfeasance, misappropriation of funds, and other unlawful activities involved which may occur as fiduciary of a veteran’s property and estate. AmeriPro Surety Bonds provides Veterans Administration surety bonds nationwide. Our agency is also a provider of probate surety bonds, including Guardian of Minors and Guardian of Incompetents surety bonds in all 50 states.

The cost of the Florida notary bond is a one-time premium of just $50.00. We refer to this surety bond as “instant issue”. This means that there is no credit check involved. You will be merely asked to fill out an application — which we can take right over the phone – pay the one time premium of $50, and the bond will be filed on your behalf by our agency. The state only accepts original notary bonds, not copies.

The Virginia contractor license bond is a $50,000 surety bond required of contractors as a condition of licensing. There is no credit check for this bond; you are therefore, automatically approved. If the bond is purchased for 1 year, the premium is $1500; if purchased for 2 years, the premium is $2700, a $300 savings. When you call our agency, we’ll take the application from you over the phone. The application just consists of the name, exactly as it should appear on your bond, along with your address and phone number. Find more details on https://ameriprosuretybonds.com/.

Gold investing and India health insurance information? In previous years, increased wealth of emerging market economies boosted demand for gold. In many of these countries, gold is intertwined into the culture. India is one of the largest gold-consuming nations in the world; it has many uses there, including jewelry. As such, the Indian wedding season in October is traditionally the time of the year that sees the highest global demand for gold (though it has taken a tumble in 2012.) In China, where gold bars are a traditional form of saving, the demand for gold has been steadfast.

Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

Investing in gold mining stocks is similar to investing in the stock market and the difference is just that gold mining stocks are related to the companies that are attached to gold mining. The performance of these stocks is more or less governed by the gold rates while other factors that should be considered are production cost, effective management, hedging activities etc. Investing in physical gold is the oldest method of making the gold investment. Whenever you buy gold, it is basically a gold investment. But, since we are speaking strictly on investment grounds, then there are two ways by which you can invest in gold i.e. Jewellery and Bars and coins. See even more info on Pensions plan India.

Health insurance has become one of the necessities due to increasing medical cost and kind of the lifestyle we as a generation opted for. One should always buy health insurance for self and family to avoid any emotional, mental, and financial stress arising out of unforeseen medical situations. Due to Corona Pandemic, the cost of medical treatment and hospitalization has increased many folds. We are going to cover how the health insurance plan will be our rescuer in case of any medical emergency. What is Health Insurance? Health insurance is a type of insurance which covers medical and surgical expenses for the insured member in case of any medical exigencies. It provide cover to major illness or injury occurred during the insurance period provided that illness does not fall in any waiting period.

“As gold keeps breaking new records…the fundamental factors behind the trend remain clear: increased worries about the solidness of U.S. public finances; the lack of any serious government plan to resolve long standing issues related to the future of the social security system; eroding credibility of the U.S. motto about a strong dollar; the general weakness in the fundamentals of the global economy” [all of which make the] purchasing of gold…a store of value that thrives when uncertainty, insecurity, and fear rule the global economy. Furthermore, when we recall the never ending speculations about the U.S. dollar’s demise, it is only natural that the metal will find attention regardless of the price tag, until a bubble develops [but] we are apparently very far from that turning point.

The NPS is a great asset for the retired employees as the government wants to create a pensioned society. NPS helps them to enjoy certain perks after their retirement. The Central Recordkeeping Agency is responsible for managing the NPS database of every pensioned individual in the country. The pension is collected from the month wise salaries of individuals while they still work and then the funds are delivered are pension to them after their retirement. The new pension system has also included other benefits such as health schemes also in this new system. The NPS has a lot of benefits for the people and if the person is careful of the requirements and criterion of this whole system then he/she can highly benefit from it. If you like this information please do share with your friend and family and if you need further information feel free to post comments in the box below. Discover additional info at this website.